When considering income protection insurance for Australia, it's essential to figure out how much coverage you really need. A common rule of thumb is to aim for 80% of your current income. However, this is just a general recommendation. Your individual requirements will certainly determine the suitable amount of coverage. Consider factors like you

Total Permanent Invalidity (TPD) is a legal term that describes a state where an individual experiences a serious injury or illness resulting in the inability to work for an indefinite period. This concept often varies slightly across jurisdictions, with specific criteria specifying what constitutes TPD. To be eligible for TPD benefits, individuals